Our Mission
OverCharged Checker software is a unique online dispute resolution (ODR) platform, designed to make sure banks, lenders, and other financial institutions treat you fairly. Offering UK consumers a platform for seeking out accountability within the financial sector.
We aim to promote transparency through positive technological change within the financial product market. We provide "real-time" Online Dispute Resolution (ODR) software that allows quick and easy access for consumers and business owners to check all their financial products for overcharging, compliance breaches, and potential mis-selling.
From simple credit & store cards, bank & savings accounts, mobile phone charges, and utility bills to vehicle & loan agreements, home, and car insurance right through to detailed Mortgages Pensions & Complex Investments Schemes. OCC operates as a stand-alone business, building forensic software solutions that assist consumers and business owners to easily access their own financial product data, to review if they have been overcharged or missold using the OverCharged Checker platform.
The OverCharged Checker platform covers all your UK FCA regulated financial products.
OUR FOCUS
We are a small Fintech company specializing in consumer and business software related to overcharging and compliance breaches by big businesses. We offer a great service, with clear information, bringing honesty to the sector. We love to help people identify compliance breaches, overcharging, and misselling by their financial providers.
Better still we love the idea that consumers and business owners can now use our software platform to identify errors, breaches, and overcharging and claim back thousands of their own pounds, on such overcharged & missold financial products, all by themselves, without the need to pay hefty percentage fees to claims companies.
OCC SOFTWARE - OUR EXPERIENCE
Our CEO has over 30 years in the claims industry and was previously licensed by the Ministry Of Justice (MOJ) authorized to deal with financial claims. We decided in 2017 to harness our experience & develop software, that would allow consumers to check, generate and evidence their own complaints, cutting out the use of claims companies and the huge fees they charge, by building our bespoke Overcharged Checker software platform.
Using structured digitized technology, combined with our unique purpose-built financial product compliance indexed database, working beneath the software platform. This allows the software to generate multiple seamless financial reports of standardized Online Dispute Resolution (ODR) formats, for clients to use in evidencing, complaints and claims to their financial providers.
Fast forward two years later in 2019, having built & tested our OCC Beta platform, we then decided to incorporate in the UK, primarily as a consequence of growth, and to commercialize & accommodate the expanding need for our consumer-related financial product Overcharged Checker software services.
COMPLIANCE
Our staff use their broad range of experience and qualifications that cover all financial products, from simple bank accounts to complex mortgages, pensions, and investments, and used these attributes to assist in the proper compliant construction of the OCC platform.
Our OCC software-generated reports for Mortgages are CeMAP & CeRCH compliant, for Investments are CISI & CeRCH compliant and for pensions are PMI & CeRCH compliant.
The OCC platform allows for the reports to generate fully compliant financial data points, covering all identifiable financial compliance breaches, overcharging or errors, omissions, and miscalculations.